The Subprime Mortgage Crisis in the USA

The Subprime Mortgage Crisis in the USA The Subprime Mortgage Crisis Mar 26, 2018 in Economics Introduction The growth of any economy of any country in the world is very much determined and affected by the correlated growth or otherwise of the sector industries that are present in that particular country. In other words, the performance of the different industrial setups in these nations culminates into how the economy of that particular nation will behave. The subprime mortgage crisis that rocked the United States of America economy in the year 2007 led to a widespread financial crisis and a very profound deterioration of the economy of United States. According to Demyanyk and Hemert (2008), the crisis was characterized by subprime mortgage delinquencies and foreclosures. There was also a massive degeneration of the value of securities that were backed up by those mortgages.

Be Yourself Liz Claiborne And American Fashion - 1286 Words

â€Å"Be Yourself†: Liz Claiborne and American Fashion â€Å"I am no bird, and no net ensnares me. I am a free human being with an independent will.† This is a quote from Charlotte Bronte’s novel, Jane Eyre. The character Jane reminds me of a famous immigrant in American history who led women to break out of traditional roles. Her name was Liz Claiborne, an innovative designer who was the first to realize that every working woman wasn’t ending up in the boardroom or aspiring to [corporate life] (Bernstein 1). It is unquestionably hard for immigrants to prove themselves in a foreign country, but Liz Claiborne did it. Liz Claiborne was a Belgian who immigrated to America and changed fashion and business industries in U.S. due to her innovations. In order to understand what motivated Liz Claiborne to become such a successful woman, it is helpful to go back her roots. Liz Claiborne was born in Brussels, Belgium on March 31st 1929, which was nine years after th e Women’s Rights Movement ended in America. She had exposure to art in her childhood from her father who taught her to appreciate art and her mother who taught her to sew. Liz Claiborne spent her early years in Brussels and became a bilingual person who could speak French and English fluently. In 1939, she moved to New Orleans, Louisiana with her parents due to the threats from Nazis (Bernstein 1; â€Å"Liz Claiborne’ Biography†). After WWII ended, Liz Claiborne went back to Europe to study painting in art school. However, she did notShow MoreRelatedWhy Do Entreprenuers Need Public Relations?5111 Words   |  21 Pagesanything growing up like families in poverty. So with the ambition and the mind to want better for yourself is what you have you to do in order to get what you want out to life such as a making a successful product, music groups, films and franchises. the Public Relations comes to mind in this manner because the image you can portray can be a good or bad and if you look bad you will have to fix yourself to be presentable to the audience. as far as a good image, turning a negative into a positive. OutRead MoreJcpenney Industry Analysis17889 Words   |  72 Pagesthe best deals, differentiation will be introducing new pricing methods that attract the everyday shopper and not only the seasonal shopper. * JCP intends to meet the needs of different customer preferences since sales depends on preference and fashion trends by offering a variation of inventory and continuously updating the products lines, while simultaneously utilizing enterprise partnership to increase inventory levels to meet these needs. * Acquire and utilize a new enterprise software forRead MoreManagement and Teaching Note19520 Words   |  79 PagesKotler, P; Pfoertsch, WA China Europe International Business School 15pp 9B07A008 LET’S TALK SCIENCE Grasby, EM; House, D Richard Ivey School of Business 18pp; Teaching note 8B07A08 (5pp) 507-163-1 LG ELECTRONICS INC: BREAKING THE ICE IN THE NORTH AMERICAN MARKET FOR REFRIGERATORS Chattopadhyay, A; Lajos, J; Park, EJ INSEAD 32pp 507-157-1 MARKETING FIZZY FRUIT TO KIDS: OPPORTUNITIES AND CHALLENGES Thadamalla, JS; Bhagat, P; Mankad, R IBS Research Center, Bangalore 11pp 9-508-032 MARKETING THE ‘$100Read MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesThree Ethical Decision Criteria 187 †¢ Improving Creativity in Decision Making 188 Summary and Implications for Managers 190 S A S A S A L L L Self-Assessment Library What Are My Gender Role Perceptions? 166 glOBalization! Chinese Time, North American Time 171 Myth or Science? Creative Decision Making Is a Right-Brain Activity 181 Self-Assessment Library Am I A Deliberate Decision Maker? 183 An Ethical Choice Whose Ethical Standards to Follow? 185 Self-Assessment Library How Creative Am I? 190

The Kite Runner By Khaled Hosseini - 872 Words

All human relationships are complicated, there are many instances in the Kite Runner, by Khaled Hosseini, which portrays the complexity of human character. Throughout the book, the Amir is burden with his own guilt from his childhood summer of nineteen seventy-five . As the book progresses the reader is forced to grapple with the meaning if redemption and the true meaning of family. Many readers have often debated whether Amir has actually attained redemption for his actions; however through the latter half of the novel the reader comes to understand that Amir does in fact redeem himself. Guilt can become a driving force in a person’s actions. From him running as a coward from Assef assaulting Hassan, to his terrible treatment of Hassan afterwards. In Amir’s life guilt has become a constant in association of his treatment towards Hassan. Amir had avoid the Hassan, who would have done anything for him. His experience of guilt accompanies Amir, throughout his transit ion to American life and into adulthood. This is the reason why Amir falters whenever he is reminded of Hassan. As Amir wife and him discover their inability to have biological children, Amir blames his actions towards Hassan as the reason why he is unworthy to be a father. Several times throughout his life Amir is haunted by Hassans words of â€Å"For you a thousand times over!†(67). Those words reminded with Amir into adulthood, as he knew his own poor character. Guilt has accompanied Amir for theShow MoreRelatedThe Kite Runner, by Khaled Hosseini883 Words   |  4 Pagesregret from past encounters and usually feel guilty and bitter about the situation. The Kite Runner, by Khaled Hosseini, revolves around the theme of redemption. Redemption can be used as a cure for guilt. Throughout the novel, the author shows that redemption requires some sort of sacrifice and the only way that is possible is if you can forgive yourself from the mistakes you have made in the past. K haled Hosseini effectively portrays redemption through motifs such as rape, irony and flashbacks, symbolismRead MoreThe Kite Runner By Khaled Hosseini1651 Words   |  7 Pages  Ã‚  Ã‚   The novel â€Å"The Kite Runner† by Khaled Hosseini describes the life of a boy, Amir. Amir’s best friend and brother (although that part isn’t known until towards the end), Hassan, plays a major role in Amir’s life and how he grows up. Hosseini portrays many sacrifices that are made by Hassan and Amir. Additionally, Amir seeks redemption throughout much of the novel. By using first person point of view, readers are able to connect with Amir and understand his pain and yearning for a way to be redeemedRead MoreThe Kite Runner By Khaled Hosseini1655 Words   |  7 PagesSarah Singer Major Works Data Form Title: The Kite Runner Author: Khaled Hosseini Date of Publication: 2003 Genre: Historical Fiction Historical information about the period of publication: Since the September 11th attacks in 2001, the United States has been at war with Afghanistan. Their goals were to remove the Taliban, track down those in charge of the attacks, and destroy Al-Qaeda. Biographical information about the author: Khaled Hosseini was born in Kabul, Afghanistan, in 1965. HIs motherRead MoreThe Kite Runner by Khaled Hosseini1098 Words   |  5 PagesIn The Kite Runner by Khaled Hosseini, we learn a lot about Amir the main character, and Hassan his servant/brother. In the beginning Hassan and Amir’s relationship was one of brotherly love despite the fact that Hassan was a Hazara and Amir a Pashtun. Back in the 1970’s race and religion played a big part in Kabul and these two races were not suppose to have relationships unless it was owner (Pashtun) and servant (Hazara). Baba Amir’s father had an affair with Hassan’s mother, but it was kept aRead MoreThe Kite Runner By Khaled Hosseini1050 Words   |  5 Pagesâ€Å"There is a way to be good again.† (Hosseini 334). This quote given by Rahim Khan to Amir holds a great amount of force and symbolism. In theory, this quote symbolizes the beginning of Amir’s path to redemption. The eye-opening Kite Runner by K haled Hosseini tells about the struggles of Afghanistan before and during the Taliban, and one’s struggle for redemption and acceptance. With regards to the opening quote, some see Amir’s actions as selfish. However, others may believe that Amir truly changedRead MoreThe Kite Runner By Khaled Hosseini1583 Words   |  7 Pagesnovel the Kite Runner by Khaled Hosseini, Amir, the main character, shares his thoughts and actions due to his poor decisions. The problems he encountered were all because of the sin committed in his youth. His sins taunted the beginning of his life and gave him a troublesome memory full of guilt. As the novel continued, Amir attempted to disengage the memory of his sin and forget about it. Amir then faced the long bumpy road to redemption. Khaled Hosseini’s novel the Kite Runner is about sinRead MoreThe Kite Runner by Khaled Hosseini1313 Words   |  5 Pagesis not unique to just J.K. Rowling. Khaled Hosseini also incorporates life experiences into some of his novels. A prime example of this is The Kite Runner. The storyline of this novel reflects his past to create a journey of a young Afghanistan boy, whose name is Amir. This boy changes drastically throughout his lifetime from a close minded, considerably arrogant boy to an open hearted and minded man. This emotional and mental trip is partially based on Khaled Hosseini’s own life. Throughout Hosseini’sRead MoreThe Kite Runner By Khaled Hosseini1908 Words   |  8 Pages​In the novel, â€Å"The Kite Runner†, written by Khaled Hosseini, was taken place in Afghanistan during the 1970’s to the year of 2002. Many historical events happened during this time period and Hosseini portrayed it into his novel. Kabul, the capitol of Afghanistan, was a free, living area for many Afghanistan families to enjoy the life they were given. Until one day, Afghanistan was then taken over and attacked. In the novel, Amir, the protagonist, must redeem himself and the history behind his actionsRead MoreThe Kite Runner, by Khaled Hosseini871 Words   |  4 Pagesthat person is trying to fix that mistake. This also applies to the novel The Kite Runner. The story revolves around the main character Amir, and his childhood friend, Hassan. After Amir came to America with Baba, his father, he still regrets the things he had done to his childhood friend. He left Hassan getting raped by Assef in a small alley in 1975. Thereafter, Amir always feel regret and seeks for redemption. Hosseini -the author, argues that redemption can be achieved by helping others, teachRead MoreThe Kite Runner By Khaled Hosseini2522 Words   |  11 PagesIn The Kite Runner, Khaled Hosseini creates an awareness and humanization of Afghanistan as a nation and as a culture. Throug h a postcolonial perspective, the main character, Amir resembles the internal conflicts and external tribulations that a country and its citizens’ face when living in a war-torn region. Postcolonial criticism offers a unique perspective by highlighting the destructive events that lead to death and misery, rather than glorifying the exploratory nature of colonists as they

Strategic Development Allied Irish’s Banks Free Essays

The primary objective of the Allied Forces in Africa was to make the most of ready Allied forces in an operation equal with current capabilities to relieve pressure on the Russians. â€Å"Other objectives of the operation were to gain French Morocco, Algeria, and Tunisia as a base for enlisting the French colonial empire in the war, to assist the British in destroying Axis forces threatening Egypt and Suez, to open the Mediterranean to Allied shipping, to shorten the route to the Far East, and to prepare the way for further operations against the European Axis The objectives of Operation Torch were to secure French North Africa and then strike Eastwards and take Rommel’s German Italian Panzer Army in the rear. 1 With 65,000 Allied troops and around 650 Warships under the overall command of Comander In Chief Eisenhower it was to strike in French Morocco and Algeria and later link up with Montgomery’s Eighth Army. We will write a custom essay sample on Strategic Development Allied Irish’s Banks or any similar topic only for you Order Now The North African Campaign of the Second World War was extremely important because it was the only land based fight that the Allies could take to the Axis powers from September 1940 until the invasion of Sicily in July 1943. It was very important in strategic terms with the Mediterranean, and the British African Empire at stake. The North African Campaign drew Axis forces away from the Eastern Front and Fortress Europe (Axis defenses against Allied invasion of European mainland from Britain), but for the Allies it also served to delay the ‘Second Front’ that Stalin so desperately wanted to see . II Russia’s Strategy Against Germany Late in 1943, Stalin met with Roosevelt and Churchill for the first time — The Teheran Conference. They agreed that the Western Allies would invade France in June 1944 and that when the invasion began the USSR would launch a new offensive from the east . On April 23, 1945, Soviet troops reached Berlin — with over one million men and more than 20,000 pieces of artillery. A few days later, Soviet troops advancing from the East met up with U. S. troops advancing from the west at the Elbe River . On April 23, 1945, Soviet troops reached Berlin — with over one million men and more than 20,000 pieces of artillery. A few days later, Soviet troops advancing from the East met up with U. S. troops advancing from the west at the Elbe River. On April 30, as the Soviets were battling through the streets of his city, Adolph Hitler killed himself. On May 2, 1945, Soviet troops completed the capture of Berlin and all remaining German troops surrendered within a few days. The war in Europe was over III The Storming of Normandy On June 6, 1944 the Western Allies landed in northern France, opening the long-awaited â€Å"Second Front† against Adolf Hitler’s Germany. Though they had been fighting in mainland Italy for some nine months, the Normandy invasion was in a strategically more important region, setting the stage to drive the Germans from France and ultimately destroy the National Socialist regime . The invasion of Normandy in 1944 was the conclusion of three years of planning by Allied forces in Britain. Landing in the face of determined German resistance, units of the British Commonwealth and U. S. armies established a beachhead, defeated German counter-attacks, and eventually broke out into an aggressive campaign to liberate France. â€Å"Commanded by U. S. Army General Dwight D. Eisenhower, the Normandy assault phase, code-named â€Å"Neptune† (the entire operation was â€Å"Overlord†), was launched when weather reports predicted satisfactory conditions on 6 June. Hundreds of amphibious ships and craft, supported by combatant warships, crossed the English Channel behind dozens of minesweepers. They arrived off the beaches before dawn. Three divisions of paratroopers (two American, one British) had already been dropped inland. Following a brief bombardment by ships’ guns, Soldiers of six divisions (three American, two British and one Canadian) stormed ashore in five main landing areas, named â€Å"Utah†, â€Å"Omaha†, â€Å"Gold†, â€Å"Juno† and â€Å"Sword†. After hard fighting, especially on â€Å"Omaha† Beach, by day’s end a foothold was well established† . How to cite Strategic Development Allied Irish’s Banks, Papers

The Human Brain Vs The Computer Essay free essay sample

The Human Brain Vs. The Computer Essay, Research Paper The Human Brain vs. the Computer Over the millenary, Man has come up with infinite innovations, each more clever than the last. However, merely now, as the computing machine arises that world # 8217 ; s sentience itself is threatened. Ridiculous, some may shout, but I say look about you! The computing machine has already begun to keep sway over so many of the critical maps that adult male has prided himself upon earlier. Our lives are now dependent upon the computing machine and what it tells you. Even now, I type this essay upon a computing machine, to the full swearing that it will bring forth a consequence far superior to what I can pull off with my ain to custodies and small else. It has been normally said that the computing machine can neer replace the human encephalon, for it is worlds that created them. We will write a custom essay sample on The Human Brain Vs The Computer Essay or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Is this a good ground why the computing machine must be inferior to worlds? Is it ever true that the object can non excel its Godhead? How can this be true? Even if we merely concentrate on a individual creative activity of adult male, say the topic of this essay, the computing machine, there are many ways in which the computing machine has the border over adult male. Let us get down with basic computation. The computing machine has the capableness to measure jobs that adult male can barely even conceive of, allow entirely attack. Even if a adult male can cipher the same jobs as a computing machine, the computing machine can make it far faster than he can perchance accomplish. Let us travel one measure further. State this adult male can cipher every bit fast as a computing machine, can he, as the computing machine can, accomplish a 100 % rate of truth in his computation? Why do we now go over the human informations entry into a computing machine when a error is noticed alternatively of look intoing the computing machine? It is because computing machines now possess the ability to keep no mistake in its operation, where world has non advanced in this country in any noticeable border. Why do you believe the words # 8216 ; human mistake # 8217 ; and # 8216 ; to mistake is human # 8217 ; have become so popular in recent old ages? It is because the weaknesss of the human race are going more and more exposed as the computing machine progresss and becomes more and more almighty. Possibly the computing machine is non genuinely a rival with the human encephalon but instead its ideal. After all, the computing machine is far superior to the human encephalon in those facets where the encephalon is weakest. It is possibly the effort of the human encephalon to achieve flawlessness after gaining its ain failings. If you think about it carefully, do those who use the computing machine non utilize it supplement their ain creative input? Possibly it is the subconscious effort by us at making the following phase of development by our heads, making a machine to make all the soiled work for us while we sit back and let our encephalons to concentrate on making, or destructing, as the instance may be. This machine is the compensation for the human encephalon # 8217 ; s failings. The human encephalon has defects in copiousness, yet it besides has many an border over the computing machine. It has the capacity to make, unlike the computing machine, and it can work without full input, doing logical premises about jobs. A individual can work with a broad assortment of methods, seeing new, more efficient ways of managing jobs. It can come up with infinite ways of acquiring about jobs encountered in twenty-four hours to twenty-four hours life, whilst a computing machine has a limited repertory of new fast ones it can come up with, limited by its scheduling. Should better scheduling be introduced, it is the human encephalon that figures out the scheduling that will let leeway for any betterments as mistily conceived by the human encephalon. It is the human encephalon that conceptualises the expression and methods by which the computing machine goes about its work. The human encephalon, given the clip, can larn to understand anything, it can hold on the cardinal cons truct of any construct, whilst the computing machine tends to take all things in their entireness, which makes some jobs near impossible to work out. Emotions excessively are an plus. Emotions allow the human encephalon to hold evolved beyond a problem-solving machine. In truth, one feature of awareness, as we know it, is emotional adulthood! Even a one-year-old babe knows boundlessly more about emotions than the most sophisticated computing machines. Emotions open the head to vast, new rhenium alms of possibilities. The ground why computing machines can non make is because of the deficiency of emotions. Anger allows the imaginativeness to roll, contriving constructs of new, of all time more powerful arms of devastation. Discontent induces the head to gestate of new methods of fulfillment that could be expanded into something more. Puzzlement causes the head to believe of solutions. Curiosity leads to try to fulfill it, bring forthing new finds and disclosures. The computing machine, on the other manus, though missing in many facets, is clearly the superior in many other facets. In sheer velocity of calculation and retrieval of informations, the computing machine is evidently by far the stronger. It has the capacity to manage things on a far grander graduated table than the human encephalon could of all time gestate. The capacity to organize is massively improved as compared to the human encephalon. Measurements, consequences, applications can all be done down to the tiniest inside informations, far beyond the human encephalon # 8217 ; s capablenesss. Calculations can be done with an truth about impossible to accomplish manually. A certain uniformity can be achieved in its maps, something a human can barely trust to accomplish. The human encephalon has many flaws merely as it has advantages. The random mentality of the human encephalon gives allowance for many errors to be made. Though technically the potency is at that place, this potency is neer realised. I refer to the possible to calculate and hive away memory as expeditiously or even more so than a computing machine. If possible can non be realised, it is useless and the true capableness of the object is its present capableness. The human encephalon can neer execute undertakings as expeditiously or as indefatigably than the computing machine. This is because the human encephalon can acquire bored rather easy and tends to roll from the undertaking at manus. The computing machine does non acquire tired or bored, it merely sits at that place and plants, no jobs. The human encephalon is a changeless. The ability of it has non changed any clip in recorded history, merely the cognition of adult male has changed, and this cognition is invested in the computin g machine anyhow. The computing machine has altered drastically for the better in such a short period of clip that it is unbelievable. The computing machine has had betterments added to it about non-stop, from a simple computation device into a wonder of modern scientific discipline, whilst the human encephalon can non make anything but merely corsets at that place, non altering, non bettering. Emotions can, excessively, be a liability every bit good as an plus. Emotions make the head perilously unstable, public presentation topic to tempers and emotional break. The computing machine suffers no such jobs. The human encephalon is easy stressed out by events and loses effectivity when tired. Emotions blur the human encephalon # 8217 ; s capacity to do clear, logical determinations, even when they are thrown before its eyes, and impair problem-solving capablenesss. Age besides has a annihilating consequence on the map of the human encephalon. Once senility sets in, the encephalon is o f small usage to anyone, and the individual becomes a liability. Computers are far from perfect themselves. Computers have merely a limited capacity for acquisition and even this normally is non wholly accurate, for the computing machine lacks the common sense of the human encephalon, therefore it can non accurately gain its ain error, if any. For illustration, a computing machine may direct a $ 10 million revenue enhancement measure to a individual gaining $ 30000 a twelvemonth and non wink an oculus, for if there is a bug in the plan, it can non travel in by itself and alter it. It would non even gain that it was doing a error until a human musca volitanss it and corrects it. Besides, a computing machine can non make, for creative activity requires a wonder and the capacity for independent idea, which is something the computing machine will non hold, at least in the close hereafter. Missing the ability to make, it can non truly present a menace to mankind, but one time it does get this ability, it will so be set to take over from the human encep halon. The human encephalon is every bit unbelievable as it is flawed, whilst the computing machine is a antic machine, but earnestly missing in many facets. While neither is perfect on its ain, together they complement each other so absolutely that it is a heck of a powerful combination. ( 1436 words )

Overcome Laziness and Become a Successful Person

Overcome Laziness and Become a Successful Person Get Things Done: Overcoming Laziness Even though all of us are mortal, for some reason we dont seem to care that we have limited time on this planet. To find purpose, to love, to see the world, to know thyself to accomplish all these things, we have on average 70 years if were lucky. If not, we have even less time. Unfortunately, laziness and procrastination is in our nature. However, in every human theres also a successful person, who cant reveal him/herself without the right effort. The question is how can we wake this successful person up and deal with laziness and procrastination? How can we start valuing the precious moments that we have on this wonderful planet and begin doing something that really matters? Lets look at these five tips to help you beat laziness quickly: Take action. As simple as that. If you dont want to write, sit down and start writing. If you dont want to read, sit down and start reading. If you dont feel like exercising youve got the idea. Procrastination happens when you listen to that Gollum voice in your head. With all your strength, make it shut up and just start doing what you need to do. You can never start if you keep listening to it. One bite at a time. Imagine that you are served with a delicious meal and told that you need to eat it in one bite; otherwise, it will be taken away. Could you do this? None of us could, because fortunately we have normal-sized mouths. So, if you cant do that, why to project this one giant bite attitude to your daily tasks? Take one bite at a time and you can even start finding your tasks pleasurable. On the other hand, if you try to do everything at once, you will do nothing and lose the motivation. Most of the time, it is we who make our lives difficult. Remove the distractions. When we dont want to do something, even such things as cleaning the closet, start to look for an attractive side. We also tend to follow different distractions around us watch TV series, scroll Facebook pages, read blogs etc. Focus on what youre doing without any distractions (disconnect the Internet, turn off the TV and put your phone on a fly-mode) and take some rest when youre done. Find motivation. Remind yourself how important is what youre doing. If the things youre doing stopped being important, then its time for introspection and recapping your goals. Reward yourself. Of course, you dont want to become a robot. And you dont have to; you can reward yourself after each completed task. In fact, this is one of the greatest ways to stay motivated. Take a little nap, go for a 15-minute walk, or perform some activity that you like. This way, you will have more motivation to get things done. The most difficult part in overcoming laziness is taking action. So, heres a final straightforward recommendation turn off that bad friends voice in your head, and just start making things happen.

How to Make Saline Solution at Home

How to Make Saline Solution at Home Saline solution refers to a salt solution, which you can prepare yourself using readily available materials. The solution can be used as a disinfectant, sterile rinse, or for lab work. This recipe is a salt solution that is normal, which means it is the same concentration or isotonic to body fluids. The salt in saline solution discourages bacterial growth while rinsing away contaminants. Because the salt composition is similar to that of the body, it causes less tissue damage than you would get from pure water. Saline Solution Materials Technically, a saline solution results whenever you mix any salt with water. However, the easiest saline solution consists of sodium chloride (table salt) in water. For some purposes, its fine to use freshly mixed solution. In other cases, youll want to sterilize the solution. Keep the purpose in mind when you mix the solution. If for example, you are simply rinsing your mouth with saline solution as a dental rinse, you can mix any amount of table salt with warm water and call it good. If, however, you are cleaning a wound or want to use the saline solution for your eyes, its important to use pure ingredients and maintain sterile conditions. Salt:Â  You can use salt from the grocery store. Its best to use non-iodized salt, which does not have iodine added to it. Avoid using rock salt or sea salt, since the added chemicals may cause problems for some purposes.Water:Â  Use distilled water or reverse osmosis purified water over ordinary tap water. You want 9 grams of salt per liter of water or 1 teaspoon of salt per cup (8 fluid ounces) of water. Prepare the Saline Solution As a mouth rinse, you can simply dissolve the salt into very warm water. You may even wish to add a teaspoon of baking soda (sodium bicarbonate). For a sterile solution, dissolve the salt in boiling water. Keep the solution sterile by placing a lid on the container so that no microorganisms get into the liquid or airspace as the solution cools. Foodcollection RF / Getty Images You can dispense the sterile solution into sterile containers. Sterilize containers either by boiling them or by treating them with a disinfecting solution, such as the type sold for home brewing or making wine. Its a good idea to label the container with the date and to discard it if the solution is not used within a few days. This solution could be used for treating new piercings or for wound care. Its important to avoid contaminating the liquid, so ideally make just as much solution as you need at a time, allow it to cool, and discard leftover liquid. The sterile solution will remain suitable for lab use for several days in its sealed container, but you should expect some degree of contamination once it is opened. Contact Lens Solution Although it is the proper salinity, this solution is not suitable for contact lenses. Commercial contact lens solution contains buffers that help protect your eyes, plus the solution includes agents to help keep the liquid sterile. Although homemade sterile saline could work to rinse lenses in a pinch, it is not a viable option unless you are familiar with aseptic techniques and use lab-grade chemicals.